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<title>Transaction Net: Enabling Markets Online</title>
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<META NAME="description" CONTENT="The Transaction Net site is all about the future of money, and creating your own currency.">
<META NAME="keywords" CONTENT=" transaction net,
transaction, net, currency, currencies, future of money, Bernard Lietaer, LETS, local exchange trading system, barter, payment methods, Brian Zisk, zisk@well, well.com">
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<center><img border=0 src="images/tnet.jpeg" alt="Transaction Net" width=400 height="53"></center><p>
<center><b>Enabling Markets Online</b></center>
<P><center><table border=0 cellpadding=5 width="95%"><tr><td valign=middle width="75%"><FORM name = "pulldown"><SELECT NAME="form0" onChange ="form0Handler()">
<OPTION selected VALUE="">Transaction Net features
<OPTION VALUE="http://www.transaction.net/index.html">Enabling Markets Online
<OPTION VALUE="http://www.transaction.net/sanfran/events/">San FranZiskGo!
<OPTION VALUE="http://www.transaction.net/web/conf/confintro.html">Web Conferencing
<OPTION VALUE="http://www.transaction.net/money/">How Money Systems Work
<option value="http://www.transaction.net/money/publications/">Articles on the Future of Money
<option value="http://www.transaction.net/biz/models/models.html">Doing Business Online
<OPTION VALUE="http://www.transaction.net/money/community/">Create Your Own Currency
<option value="http://www.transaction.net/people/paulina.html">Paulina Borsook's Unofficial Home Page
<option value="http://www.transaction.net/web/tutor/index.html">Spin Doctor's Web Design 101
<OPTION VALUE="http://www.transaction.net/payment/">Online Payment Methods
<OPTION VALUE="http://www.transaction.net/company/">About Transaction Net
<option value="http://www.transaction.net/press/interviews/lietaer0497.html">An Interview with Bernard Lietaer
<option value="http://www.transaction.net/science/">the Edge of Science
<option value="http://www.transaction.net/tix/">Pick Up Tix
<option value="http://www.transaction.net/press/tomorrow.html">"the Internet and the Future of Money"
<option value="http://www.transaction.net/money/internet/">"Internet Currencies for Virtual Communities"
<option value="http://www.transaction.net/money/book/">"Beyond Greed and Scarcity"
<option value="http://www.transaction.net/money/cc/cc01.html">"Community Currencies: a New Tool for the 21st Century"
<option value="http://www.transaction.net/money/gc/gc01.html">"A 'Green' Convertible Currency"
<option value="http://www.transaction.net/fengshui/">Feng Shui: It's All About Flow
<option value="http://www.transaction.net/sanfran/ult/">Ultimate San Francisco Resources
<option value="http://www.transaction.net/econ/">More Economic Theory on the Net
<option value="http://www.transaction.net/status/comment.html">Review This Site!
</SELECT></FORM><p><p>
<font size="5">Markets are sticky. They are inefficient and prices are slow to adjust. More trade would happen if markets were more efficient. What would cause the markets to be more efficient? <a href="/status/vision/collaborate.html">Better information</a>. What's the web good for? Access to better information. Better access to information provided by the web will cause markets to become more efficient, and more (and better) transactions will take place.
We offer this site as a <a href="/web/conf/confintro.html">forum</a> where we can all explore these coming changes.
Please <a href="#feedback">let us know</a> what we could do to better express these points.</font>
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<p><center><font size="5"><b>New!</b></font></center></p>
<p><font size="5"> <a href="/money/bio/lietaer.html">Bernard Lietaer</a>'s new book on <a href="/money/book/">the future of money</a> is now <a href="http://www.amazon.co.uk/exec/obidos/ASIN/0712683992/transactionnetA/" target="detail">available online</a>.
(A German version may be found at <a href="http://www.futuremoney.de" target="detail">http://www.futuremoney.de</a>). Browse through Bernard's <a href="/money/publications/">articles</a> on <a href="/money/cc/cc01.html">community</a>, <a href="money/gc/gc01.html">"green"</a>, and
<a href="/money/internet/index.html">Internet</a> currencies; <a href="http://www.well.com/user/hlr/">Howard Rheingold</a>'s <a href="/press/tomorrow.html">"The Internet and the Future of
Money"</a>; as well as links to other <a href="/econ/index.html">economic theory</a> on the Net. </font></p>
<p><font size="5">New models of doing business online continue to develop, with the <a href="/biz/models/opensource/">open source</a> model sparking innovation in software, music, and other industries. Take a look at our <a href="/biz/models/onlinebiz.html">directory of online business models</a> and our table comparing the <a href="/biz/models/models.html">pros and cons of the major e-commerce models</a>. </font></p>
<p><font size="5">
Please browse through our survey of <a href="/money/index.html">How Money Systems Work</a> which presents the advantages and disadvantages of the different currency systems currently available,
and our award-winning <a href="/payment/index.html">Payment Systems</a> directory, which reviews the different ways to transfer value on the Net using these currencies. </font></p>
<p><font size="5">
You're also welcome to join our open conversation in <a href="/money/conf/index.html">The Money Conference</a>--we look forward to meeting you there!
</font></p>
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<p> <p><center><a href="/shindex.html"><img border=0 width=70 height=30 src="images/ziskbill.gif" alt=""><br><br>a Shockwave toon on the same theme.</a>
</center></td></tr></table></center>
<center><b>Visit our award-winning <a href="/payment/index.html">Payment Methods</a> pages, where we review all the emergent payment possibilities.</b></center>
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<th width=95 align=center valign=middle><a href="/payment/atm.html">ATM model</a></th>
<th width=95 align=center valign=middle><a href="/payment/3party.html">Mediated Three-Party Payments</a></th>
<th width=95 align=center valign=middle><a href="/payment/2party.html">Unmediated Two-Party Payments</a></th>
<th width=95 align=center valign=middle><a href="/payment/micro.html">Micro Payments</a></th>
<th width=95 align=center valign=middle><a href="/payment/anon.html">Anonymous Digital Cash Payments</a></th>
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<p><h3>Building Community Capital</h3>
<FONT SIZE="4">Why are we publishing free of charge? Actually, it's not because we lack hobbies.
We put information out for free, for example, our <a href="/sanfran/events/index.html">San FranZiskGo!</a> weekly listing of promising events in the Bay Area and our <a href="/web/tutor/index.html">Web Design 101 tutorial</a>, as part of a larger effort to help create community capital--lasting resources for everyone to appreciate. </FONT> <p>
<FONT SIZE="4">Many <b>communities are suffering</b> from unemployment, social isolation, and the degradation of living creatures and their natural habitat.
These communities have plenty of human resources--talented people with the energy to make a difference--but because they have to rely on loan-based currency from the federal government when they use those resources, each exchange spirals them further into debt.</FONT>
<p>
<FONT SIZE="4">Just imagine if <b>each transaction</b> in these struggling communities <b>conserved local resources</b> instead of leaking interest--people in a community would be encouraged not to hoard currency (hoarding chills employment and corrodes the social bonds that develop in gift- or wealth-based economies) for the sake of the interest, but instead to trade their time, expertise, and extra property freely with other people. </FONT>
<p>
<FONT SIZE="4">Yes, <b>it's perfectly legal, and has proven effective</b> too: Citizens in several communities--for example, Minneapolis, MN; Lyon, France; Ithaca, NY; Vancouver Island, BC; Fremantle, WA (Australia); Austin TX; Zurich, Switzerland, and others--have built on this idea, and (sometimes with the help of new <a href="/payment/index.html">online payment systems</a>) have supplemented national currency with their own <a href="/money/community/index.html">interest-free non-inflationary currencies</a>. They've succeeded to a great extent in replacing unemployment with "remunerated leisure" and in building social ties among community members.</FONT>
<p>
<FONT SIZE="4">We're inspired by their successes, and offer our space as another community-building "medium of exchange". We hope it generates some ripples of value throughout the entire community.
What else would you like to know <a href="/company/">about us</a>? What do you think about us?</FONT><p>
<p>
<a href="#top">top of this page</a><p>
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<tr>
<td align=center><a href="/sanfran/events/index.html"><img border=0 width=136 height=34 src="/sanfran/events/images/landscapex.gif" lowsrc="/images/small/sfscape181x46.gif" alt=""><br>San FranZiskGo! <br>Weekly Listings:<br>Get Out of the House<br> and Meet Some People</a></td>
<td align=center><a href="/web/tutor/index.html">Spin Doctor's<br>Web Design 101<br><img border=0 width=75 height=84 lowsrc="/images/small/spider1.gif" src="/web/tutor/gifs/spider1.gif" alt=" "></a></td>
<td align=center><a href="/people/paulina.html"><img border=0 width=88 height=66 lowsrc="/people/gifs/borsook-sm.gif" src="/people/gifs/borsook.gif" alt=""><br>Paulina Borsook's<br>Unofficial Home Page</a></td>
<td align=center><a href="/money/book/"><img border=0 width=100 height=27 lowsrc="/web/conf/gifs/netheads-sm.gif" src="/images/small/netheads.gif" alt=""><br>Beyond Greed and Scarcity:<br>Help Create the <br>Future of Money <br>with Bernard Lietaer</a></td></tr>
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<td align=center><a href="/science/index.html">The Edge of Science<br><img border=0 width=80 height=102 lowsrc="/science/gifs/dino-sm.gif" src="/images/small/science.gif" alt=""></a></td>
<td align=center><a href="/sanfran/ult/index.html"><img border=0 width=95 height=68 lowsrc="/images/small/sunset.gif" src="/zisktech/gifs/sunset.gif" alt=""><br>Ultimate San Fran</a></td>
<td align=center><a href="/money/community/index.html"><img border=0 width=100 height=40 src="/images/small/sistine.gif" alt=""><br>Create<br>Your Own<br>Currency</a></td>
<td align=center><a href="/zisktech/toons.html">Our Shockwave Toons<br><img border=0 width=100 height=80 lowsrc="/zisktech/gifs/kitty.gif" src="/images/small/newscience.gif" alt=""></a></td></tr>
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<center><font size="3">http://www.transaction.net/<br>
<a href="mailto:zisk@well.com">zisk@well.com</a></font></center><p>
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Transaction Net: Enabling Markets Online
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